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Our goal is to help you navigate the constantly evolving, confusing market of financial products so that you end up where you want to be. We will walk you through the important details of each option allowing you to understand all aspects of your loan and make the right decision. Ensuring you feel supported every step of the way, our team makes themselves available to answer your questions, big or small.


Our advocacy extends past your initial consultation and sign up, we offer support over the lifetime of your loan and are always ready to assist with future refinancing, purchasing of additional properties and related brokerage services - should you need them. We seamlessly integrate with your existing network of service providers such as real estate agents, accountants and solicitors ensuring a hassle-free process. When you reach out to Villa Finance Group a real person, right here in our North Sydney office, picks up the phone and is ready to guide you through this exciting journey. Our job isn’t finished until you're 100% satisfied.

Image by Jamie Davies



Built on old-fashioned values and defined by an executive approach, Director Duncan Tonkin seeks to make your financial journey an end-to-end experience pushing the boundaries of what a mortgage broker can be. Supported by his ambitious team, Duncan is ready for the task at hand. Duncan has 24 years of financial industry experience, first honing his financial skill set working at a major bank for 12 years before founding Villa Finance Group in 2013. This inside experience provides him with a perspective few other brokers have - he knows the process of lending from both sides.


Duncan holds a Masters of Business Administration (Management) from Macquarie Graduate School of Management, a Bachelor of Business (HR) and a Cert IV in Finance and Mortgage Broking management. These qualifications demonstrate more than just his extensive knowledge, they’re a testament to Duncan’s commitment to continual professional development.

Director/Senior Credit Advisor

Duncan Tonkin


The Norths Pirates Junior Rugby Club caters to children aged 5 and above and operates with a volunteer-based management dedicated to developing rugby skills among young players and fostering a sense of community within the local rugby scene.

The Rugby Club enjoys the backing of Villa Finance Group, who takes pride in supporting the community by providing a platform for celebrating, competing, and ensuring the longevity of the club.

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